Black bachelor's degree holders owe more in student loan debt four years after graduation than they originally borrowed, according to Brookings Institution research. The unemployment rate for recent college graduates hit a three-year high in late 2025, while skilled trades wages and job openings continued to climb.

College and Trade School Earnings Compared: The Stronger Financial Case in 2026

Black bachelor’s degree holders owe more in student loan debt four years after graduation than they originally borrowed, according to Brookings Institution research. The unemployment rate for recent college graduates hit a three-year high in late 2025, while skilled trades wages and job openings continued to climb.

RFK Jr. at his hearing to be Secreatry of Health and Human Services by By U.S. Senate Senate Committee on Health via Wikimedia Commons, licensed under CC BY 3.0

Financial Pressure Is Becoming a Health Crisis For Black and Hispanic Adults

The ‘One Big Beautiful Bill’ signed in July 2025 cuts $900 billion from Medicaid over ten years. The Congressional Budget Office estimates 11.8 million people will lose coverage. Nearly a third of Black adults and nearly a third of Hispanic adults depend on Medicaid for their health coverage now. Researchers have spent years tracing exactly what happens to the body when the money runs out.

Family with child

Children With Savings Accounts in Their Own Names Are Twice as Likely to Save as Adults

Research tracking thousands of young people over time found that children who held a savings account in their own name were twice as likely to save and four times as likely to own stocks as adults, even when the balance was small. Black and Hispanic households remain unbanked at more than five times the rate of white households, according to the 2023 FDIC National Survey of Unbanked and Underbanked Households.