Retirement Planner
Plan for a comfortable retirement and ensure financial security in your golden years.
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Real returns
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Your inputs
All projections are inflation-adjusted (“today’s dollars”) unless you choose future dollars.
Acronym legend
SWR
Safe Withdrawal Rate — an annual % drawn from your portfolio.
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Real return
Return after inflation. This calculator models results in today’s dollars.
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Nest egg
The amount saved at retirement needed to fund withdrawals.
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Presets
Quick-start scenarios to sanity-check your plan.
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Advanced options Social Security, pension, and one-time contributions
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One-time future contributions
Up to 3 deposits added during the accumulation phase (today’s dollars).
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Results
These are estimates. Markets vary. Use this as a planning tool.
Required retirement nest egg
$0
Based on your income goal and withdrawal strategy.
Projected balance at retirement
$0
At age — (real dollars).
Shortfall or surplus
$0
How far you are from the target nest egg.
Monthly income in retirement
$0
Savings + Social Security + pension (today’s dollars).
Required monthly contribution to hit goal
$0
Estimated using a solver (binary search).
Estimated retirement age if under-funded
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If you keep the same contribution and goal.
Progress toward retirement goal
0%
Balance over time (real dollars)
Charts render when visible.
Income sources (monthly)
Savings vs Social Security vs pension/other income.
Year-by-year breakdown
Capped to ~60 rows for readability.
| Age | Start | Contrib | Growth | Withdraw | End |
|---|---|---|---|---|---|
| — | |||||
