Debt Payoff Planner Version 2

Debt Payoff Planner

Create a clear, optimized plan to eliminate debt faster and save on interest.

Ready

Monthly Budget for Debt

Total you can afford to pay across all debts.

Strategy

Advanced Options

Lump Sum Payment (One-time)

Target Goal Date (Optional) We will calculate the required payment.

Debt Free In -- --

Total Interest -- --

0% Eliminated

🔥 Daily Burn --

🎯 Next Focus --

Balance History

If I added an extra +$0/mo...

Move slider to see savings.

Month	Action	Payment	Interest	Remaining

Terminology & Logic

Avalanche: Pay highest interest rate first. Mathematically cheapest.

Snowball: Pay lowest balance first. Psychologically fastest wins.

Optimize: We run both simulations. If they finish in the same month, we choose the one that saves the most interest.

Export PDF: Opens a print dialog (choose “Save as PDF”).

Export Excel: Downloads a CSV that opens cleanly in Excel/Sheets.